Home Purchase mortgage

Before you even start looking at homes, make sure you get pre-approved for your mortgage so you have a better understanding of your affordability and the price range of homes you should be looking at. Then once you find your dream home, you can put an offer in with confidence, knowing that your financing is pre approved! This will make for a much smoother home purchase experience.

While it can be tempting to stretch your budget to get your dream home, it's important to be realistic about what you can afford. Keep in mind that there are other costs involved in owning a home, such as property taxes, insurance, and maintenance. It's always better to be conservative with your budget to avoid getting in over your head.

In addition to the down payment, there are also closing costs associated with purchasing a home. These can include things like appraisal fees, title insurance, and legal fees. Our team at LendMoola will help you understand the costs involved in the home-buying process in advance and ensure you are fully prepared.

If you are planning to buy a home or get pre-approved for a mortgage, it's important to avoid making any major financial changes, such as buying a new car or taking out a new loan. This can drastically affect your credit score and debt-to-income ratio, which could impact your ability to secure a mortgage.

While it's important to find the right mortgage, it's equally important to find the right home. Don't skimp on the home inspection – this can help identify any potential issues with the home before you make a purchase. We can help you find a reputable home inspector and guide you through the process.

Purchasing a home can be an exciting and rewarding or stressful and overwhelming, it will ultimately depend on who you have on your team, their experience and the guidance they can provide you. 

Our experienced professionals at Lendmoola help navigate hundreds of clients each year through the home purchase process and will find you the best mortgage options for your needs, while ensuring you experience an exceptional level of service.